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  • Writer's pictureSam Lingo


In the newsletter, The Finance Fix, we'll uncover why millennials may become the richest generation in history, explore reasons behind rising home insurance costs, and discover why more companies are shifting to four-day workweeks.

Millennials may become the richest generation in history

The boomer generation has amassed about $80 trillion in wealth, and over the next few decades, their children could inherit this wealth. Will this be millennials’ best shot at recovering from their economic setbacks? Or will boomers spend it all on healthcare before passing it on? Learn more

Home insurance costs are rising

Did you know that living less than 100 feet from a fire hydrant could qualify you for lower home insurance rates? The same is true if you have a home security system. While rising claims from floods and natural disasters are driving up home insurance costs, there are steps you can take to potentially lower your premiums.  Learn more

30% of US companies are exploring shorter workweeks

A new survey of CEOs reveals that almost one-third of US companies are considering four-day or four-and-a-half-day workweeks. While this idea is still in the experimentation phase, CEOs are eager to see how this approach could improve employee well-being and potentially reduce costs by creating healthier work environments. Learn more

If you have any questions about the above topics or inquiries about your specific financial situation, please feel free to contact me.


This material was written by an independent third party. It is provided for informational and educational purposes only. The views and opinions expressed herein may not be those of Guardian Life Insurance Company of America (Guardian) or any of its subsidiaries or affiliates. Guardian does not verify and does not guarantee the accuracy or completeness of the information or opinions presented herein. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

2024-173590 Exp 4/26


This firm is an agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. 

Samuel B. Lingo is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS).  OSJ: 419 Plum Street; Cincinnati, OH 45202.  Phone: (513) 579-1114.  Securities products and advisory services offered through PAS, member FINRA, SIPC.  Mr. Lingo is also a Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY.  PAS is a wholly owned subsidiary of Guardian.  Lifetime Financial Growth is not an affiliate or subsidiary of PAS or Guardian and is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.  


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