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The Finance Fix | Disability Insurance

Writer: Sam LingoSam Lingo

Did you know May is Disability Insurance Awareness Month? In this post, we’ll dive into how critical it is to protect your income. Keep reading as we uncover why millennials may become the richest generation in history, explore the reasons behind rising home insurance costs, and discover why more companies are shifting to four-day workweeks.


 In this newsletter:

  • Get the facts about policies to help protect income

  • Millennials may become the richest generation in history

  • Home insurance costs are rising

  • 30% of US companies are exploring shorter workweeks


 

Get the facts about disability insurance

 

woman typing on laptop while sitting at desk
Sam Lingo Financial Advisor at Lifetime Financial Growth specializes in disability insurance

With disability insurance, you can have greater confidence about your earning power and financial future.


Millennials may become the richest generation in history

The boomer generation has amassed about $80 trillion in wealth, and over the next few decades, their children could inherit this wealth. Will this be millennials’ best shot at recovering from their economic setbacks? Or will boomers spend it all on healthcare before passing it on? Learn more


Home insurance costs are rising

Did you know that living less than 100 feet from a fire hydrant could qualify you for lower home insurance rates? The same is true if you have a home security system. While rising claims from floods and natural disasters are driving up home insurance costs, there are steps you can take to potentially lower your premiums.  Learn more


30% of US companies are exploring shorter workweeks

A new survey of CEOs reveals that almost one-third of US companies are considering four-day or four-and-a-half-day workweeks. While this idea is still in the experimentation phase, CEOs are eager to see how this approach could improve employee well-being and potentially reduce costs by creating healthier work environments. Learn more


If you have any questions about the above topics or inquiries about your specific financial situation, please feel free to contact me.


 

This material was written by an independent third party. It is provided for informational and educational purposes only. The views and opinions expressed herein may not be those of Guardian Life Insurance Company of America (Guardian) or any of its subsidiaries or affiliates. Guardian does not verify and does not guarantee the accuracy or completeness of the information or opinions presented herein. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

2024-173590 Exp 4/26

 

This firm is an agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. 


Samuel B. Lingo is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS).  OSJ: 419 Plum Street; Cincinnati, OH 45202.  Phone: (513) 579-1114.  Securities products and advisory services offered through PAS, member FINRA, SIPC.  Mr. Lingo is also a Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY.  PAS is a wholly owned subsidiary of Guardian.  Lifetime Financial Growth is not an affiliate or subsidiary of PAS or Guardian and is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.   

Samuel Lingo MBA

Lifetime Financial Growth

4847 E Virginia Street, Ste B, Evansville, IN 47715       samuel.lingo@lifetimefinancialgrowth.com  

(812) 515-1123

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© 2025 by Samuel Lingo MBA, Financial Advisor at Lifetime Financial Growth 

Samuel B Lingo is a registered representative and financial advisor of Park Avenue Securities LLC (PAS). OSJ: 419 Plum Street; Cincinnati, OH 45202. Phone: (513) 579-1114. Securities products and advisory services offered through PAS, member FINRA, SIPC. Mr. Lingo is also a financial representative of the Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Lifetime Financial Growth is not an affiliate or subsidiary of PAS and is not registered in any state or with the U.S. Securities and Exchange Commission as a registered investment advisor. 2024-167888 EXP. 3/26.

The Guardian Network® is a network of preferred providers authorized to offer products of the Guardian Life Insurance Company of America® (Guardian), New York, NY and its subsidiaries. Lifetime Financial Growth is an independent agency and not an affiliate or subsidiary of Guardian.  

The Living Balance Sheet® and The Living Balance Sheet® logo are service marks of the Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2024 Guardian.

This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. 

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